![mortgage rates mortgage rates](http://www.directyourownloan.com/wp-content/uploads/2012/11/mortgage-rates-thumb-150x150.jpg)
Whether you are purchasing or refinancing a home, knowing more about mortgage terms can save you money and prepare you to meet your goals on time. Find out more about choosing a mortgage term and the difference between a 10 year, 20 year, 30 year and all the in between mortgage terms available for home buyers and homeowners.