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Mortgage News and Information
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slider image Problem of Induction and Rational Decision Making Causes Rising Rates
Knowing when to refinance is largely based on locking in the lowest mortgage rate possible however most Americans still feel they do not know when to do it.
slider image Regulation Changes for FHA Loans This Month
In order to stay within compliance the FHA has changed regulations for homeowners. The new changes to FHA loans may be harsh but were created to improve its financial status.
slider image Rising Home Prices in California Present an Opportunity to Refinance
The California housing market is seeing large improvements which could allow many homeowners to refinance with even lower rates due to better loan-to-value.
slider image How to Buy a Home With Little or No Down Payment
If you have wanted to purchase a new home but you are worried about the down payment, there are options available for little to no down payment home loans.
slider image Getting Familiar with FHA Loans
Although many Americans use these government insured mortgage loans not many become familiar with what they are and how they continue to help Americans.
slider image Slowing Stimulous Efforts Cause Interest Rates to Rise
For years the Federal Reserve has been buying mortgage backed securities and bonds, keeping mortgage rates low. However recent news has affected rates.
slider image State Legislatures in CA Look to Divert Mortgage Assistance to Help Veterans
Every year, nearly a billion dollars worth of mortgage insurance set aside for veterans goes unused in California. Legislatures are looking to change this.
slider image Home Values are Rising & Higher Loan Amounts Are Available
The housing market is recovering steadily in America and many homeowners are finding that home values over a certain amount do not qualify for conventional loans.
slider image What the Responsible Homeowners Act Means for Struggling Homeowners
Could the Responsible Homeowners Act pave the way for HARP 3.0? Find out more about this new bill being backed by senators Barbara Boxer & Robert Menendez.
slider image VA Streamline Refinance Program
For homeowners who are veterans of the United States and have a VA guaranteed home loan, the VA Streamline Program offers an easy way to refinance.
slider image Help For 13 Million Americans Trapped In Underwater Mortgages
With so many American's still in underwater mortgages, the HARP and HAMP programs both offer a way to change the financial situation of your mortgage.
slider image New Act Proposes Changes to the Truth in Lending Act
The Consumer Mortgage Loan Act proposes changes to how lenders must disclose information to consumers but could this be helpful or hurtful currently?
slider image Fed’s Proposed Changes to Fiscal Policy Could Come Soon
Although the changes are still at least a year out, just having discussions by the Fed about lowering the stimulus is enough to set business owners astir.
slider image Over 2.7 Million Americans Qualify for the HARP Refinance
If you are having trouble refinancing through traditional methods you may qualify for the HARP refinance program. There are 4 myths you want to know about.
slider image Ability-To-Repay Rule Comes Under Fire at House Hearing
Although the Ability-to-Repay rule was accepted by mortgage banks in the beginning of its creation, however recently feelings about the law have changed.

Recent Mortgage News and Information

Problem of Induction and Rational Decision Making Causes Rising Rates

trends mortgage rates

Do you know when mortgage rate trends will start to increase steadily? Find out how you can determine when to refinance by reading about a pragmatic method Eddie Singer uses to determine rates. After all if you are your own most reliable source for mortgage rate information you can truly never go wrong deciding when to refinance your home loan.

Regulation Changes for FHA Loans This Month

fha regulation changes

Homeowners with FHA loans may not be pleased to hear about recent changes to FHA regulations. However, recent changes to FHA loans were put in place to help the department of government improve its financial status. Find out more about the changes to these home loans and what they mean for borrowers who are currently in an FHA insured mortgage.

Rising Home Prices in California Present an Opportunity to Refinance

california refinance

If you are looking to save hundreds every month and thousands every year on your home loan in California, the improving housing market could be just what you need to qualify for an even lower refinance rate. With many home’s loan-to-value amount shifting due to increasing home values, homeowners can refinance more easily and for less.

How to Buy a Home With Little or No Down Payment

little no down payment

First time home buyers and veteran home purchasers can both benefit from programs that allow you to buy a house with little to no down payment. Find out more about home loan programs that are available to help home buyers get into a house without a lot out of pocket. No longer worry about having enough money for the down payment.

Getting Familiar with FHA Loans

fha loan help

Helping homeowners and home buyers qualify for mortgages with lower down payments and amazing rates, FHA loans have been around for decades and will continue to be. Get familiar with FHA loans and find out more about how their government mortgage programs are able to offer benefits to Americans, after all you do not need a bad FICO score to benefit from them.

All Rights Reserved - 2013 Directors Financial Group - Company NMLS ID 1060886 is an approved lending institution under the Federal Housing Administration (FHA) which is part of the U.S. Department of Housing & Urban Development (HUD). Loans on properties in California will be made or arranged pursuant to a California Department of Real Estate license #01815326. If we are unable to service your mortgage we will connect you with one of our associated mortgage bankers who can assist you. Interest rate, program terms and conditions are subject to change without notice. Certain restrictions and conditions will apply - not all applicants will qualify. Granting of loan is subject to credit requirements. NMLS Consumer Access